What is a "Policyholders"? The Most Authoritative Explanation.
Who is a policyholder in an insurance policy?
A policyholder is the person who owns the insurance policy. So, if you buy an insurance policy under your own name, you’re the policyholder, and you’re protected by all of the details inside. As the policyholder, you can also add more people to your policy, depending on your relationship.Who controls the policy?
The policyholder controls the policy. The policyholder is responsible for paying policy premiums. The policyholder can make changes to the policy, cancel the policy, or renew it. Who Else is Covered Besides the Policyholder?Who is responsible for leading a policy?
There can also be situations where there is more than one policyholder but even in those unique situations, there is one “nnamed policyholder” or “named insured” who is responsible for leading the policy. This person will also have the power to request changes to the policy from the insurer.What is a flood insurance policyholder?
A policyholder is a person who has an insurance policy with an insurance company. This provision in the policy reimburses the policyholder for the extra cost of living elsewhere while the house is being restored after a disaster. A flood insurance policyholder should immediately report any flood loss to the insurance agent who wrote the policy.
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